Finance Information

We offer fast, hassle-free vehicle financing with same-day approval through 4Guys Autobarn, making your car-buying experience as smooth as possible. Our competitive finance options are designed to suit your budget and lifestyle, ensuring you’re completely comfortable with your choice.

Before you buy, simply fill out our finance application form to apply for pre-approval, and we’ll get back to you within the next business day. You can also browse our vehicle page and, once you’ve found a car you’re interested in, click the finance button to apply directly for that vehicle.

At 4Guys Autobarn, we prioritize responsible lending and work with you to ensure you make an informed decision. No matter your financial situation—whether you’re self-employed or working a nine-to-five job—we’re here to help you find the right finance package that fits your budget while meeting our lenders’ criteria.

You may notice finance repayment examples displayed with our vehicles. These show how repayments are calculated, including interest rates, deposits, loan terms, and total payable amounts. If you adjust the deposit or term, the details will update accordingly, giving you a clearer picture of your options.

Have questions or want to discuss your finance options in person? Visit us at 20 Arthur Porter Drive, Avalon in Hamilton, and our team will be happy to assist you.

Finance Information at 4Guys

Car Loans and Finance, Same Day Approval. Interest rates range from 9.95% p.a. to 17.95% p.a.

The rate charged will depend on your financial circumstances taking into account:

How much you want to borrow
The term of your loan
Your income
Your other financial commitments
Your credit history

To understand the rate that will apply to you please call 07 849 0083

UDC

Standard Fees and Charges (Consumer)

» Standard Fees and Charges applicable to consumer contracts
» Early Repayment Charge Explained

Standard Consumer Credit Contracts

Below are examples of our standard form consumer contract terms:

» Credit Sale Agreement Personal
» General Conditions (Consumer)

Term Loan Agreement contract terms

» Term Loan Agreement (Personal)
» General Conditions (Consumer)
» Security Agreement (Personal)

I FINANCE
Fees and Charges: Click Here To View
Consumer Loan and Security General Terms: Click Here To View


MARAC FINANCE
Fees and Charges: Click Here To View
Consumer Loan and Security General Terms: Click Here To View


FINANCE NOW
Car Loan Rates and Fees: Click Here To View
Terms and Conditions: Click Here To View